|
Through
its subsidiary, AA Insurance Brokers Ltd, the AA negotiates
for her members very attractive premium rates, with
reputable insurance companies. The firm will assist
with any insurance concerns and follow up claims to
avoid undue delays and inconveniences to its policy
holders.
These
are some of the special insurance products designed
for AA members.
1.MOTOR PRIVATE
This applies to Saloons & station wagons at a premium
rate of 4.25%.The benefits include
| Riot
and strike, civil commotion. |
|
|
KSHS
|
| Free
windscreen cover up to |
20,000.
|
| Free
Radio cassette cover up to |
20,000.
|
| Towing
charges cost |
30,000.
|
| Passenger
and third party property damage liabilities-unlimited. |
|
|
KSHS
|
| Loss
of use covered (i) subject to 3
days maximum at a rate of (ii) per day. |
(i)30,000
|
|
(ii)
2,000.
|
| Authorized
repair limit at |
30,000
|
| Medical
expenses at |
30,000
|
| Death
to insured/spouse while driving up to vehicle
value |
500,000
maximum.
|
2.Motor
Commercial
This
applies to Pickups and Vans premium rate of 4.5%.The
benefits include:
| Third
party persons-unlimited |
| Third
party property-unlimited |
|
|
KSHS
|
| Towing
charges |
30,000
|
| Repair
authority |
20,000
|
| Medical
expenses |
30,000
|
| Windscreen |
20,000
|
| Radio
cassette |
10,000
|
3.Domestic Package
| Section
A (Buildings) |
0.185% |
| Section
B ( Contents) at a rate of (I) up to Kshs 200,000
and at (ii) for the balance |
(i)
1.35%
|
| (ii)0.9% |
| Section
C (All risks) at a rate of |
1.75% |
| Section
D( Domestic servants) at a rate of Kshs 100
and Kshs 200 for indoor and outdoor respectively. |
4.AA
Flexpax (Flexible cover)
Basis of cover 24 Hrs
| Accidental
Death from |
KSHS
|
| 300,000
to 48,000,000 |
| Accidental
Permanent Total Disablement from |
300,000
to 48,000,000 |
| Hospital
Cash (Petty Cash) from |
2,000
to 8,000
|
Accidental
Temporary Total Disablement
(Loss of income per week max 104 weeks) from |
2,500
to 20,000
|
| Accidental
medical expense from |
25,000
to 260,000
|
| Artificial
Appliance (Accidental Loss) from |
10,000
to 25,000
|
| Funeral
Expenses (Accidental Death) from |
10,000
to 40,000
|
|
|
BENEFITS
|
UNIT
1
|
UNIT
2
|
UNIT
3
|
UNIT
4
|
UNIT
5
|
|
A
|
Accidental
Death
|
300,000
|
600,000
|
1,200,000
|
2,400,000
|
4,800,000
|
|
B
|
Accidental
permanent Total Disablement
(Continental
Scale Benefits)
|
300,000
|
600,000
|
1,200,000
|
2,400,000
|
4,800,000
|
|
C
|
Hospital
Cash
|
2,000
|
2,500
|
3,000
|
5,000
|
8,000
|
|
D
|
Accidental
Temporary Total Disablement (Loss of Income)
per week maximum 104 weeks
|
2,500
|
5,000
|
11,000
|
15,000
|
20,000
|
|
E
|
Accidental
Medical Expense
|
25,000
|
55,000
|
110,000
|
210,000
|
260,000
|
|
F
|
Artificial
Appliance (Accidental Loss)
|
10,000
|
12,500
|
15,000
|
20,000
|
25,000
|
|
G
|
Funeral
Expenses (Accidental Death)
|
10,000
|
15,000
|
20,000
|
30,000
|
40,000
|
|
|
|
|
|
|
|
|
|
|
PREMIUM
|
1,1643
|
3,046
|
5,651
|
11,563
|
21,583
|
|
Other
products which the AA negotiates special rates
on quotation request include theft, medical
(individual and group), group personal accident,
workmen's compensation, employers liability,
public liability, contractors all risks, group
life assurance and all other classes of general
insurance.
|
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